When I decided to be a stay at home mom, I did not continued to pay for my SSS Contribution because I heard that once you continued it lesser than the previous contribution then the latest amount will be the basis of your retirement income. I don’t have a fixed income and I can’t commit to the P1,560 per month contribution (which is the amount reflected on my previous premium), this is the reason why I have decided not to continue to pay for my SSS Contributions anymore.
But my mind changed and I decided to continue my contribution again when I found out about SSS Condonation program. When I left my job 4 years ago , I still have unfinished payment for my SSS Salary loan, I prioritized paying my credit card balances since charges are bigger there, and I forgot my salary loan from SSS until now.
Here is a screen shot of my unpaid SSS Salary Loan:
The interest and penalty already reached the total of P4,603.84 since my last payment was March 2008. I know it’s my fault why it skyrocketed to that amount, which is why I will not miss this SSS Condonation opportunity.
I already paid for my 3 months latest contribution. It is not yet posted on the SSS website, so I will just go to the branch tomorrow to file for it personally.
Here is an informative video about this program:
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Rean says
Hi,
I would like to ask how can i get a copy of my total loan penalties, I am an ofw who left last november 2011. I has a 9k salary loan in SSS. And i wasnt able yet to pay for my 7 mos loan and monthly contribution. I am here in Riyadh. I want to know if there is condonation for voluntary members? Thanks
Levy says
check SSS website- sss.gov.ph and then fill up the registration form.
Melany says
Hi,
Gusto po naming mag apply ng loan condonation naming mag asawa,2002 p po kmi nakpag bayad ng huli.pagnag file po ba kami.agad po kming magbabayad ng 3 months contribution,kc wala n po kaming trabahong mag asawa,were only vendor now pero gusto po naming mbyaran ang utang naming loan.at makpaghulog ng voluntary nalang sa abot ng aming makakayanan brakect contribution .Paano po ang magandang proseso ang dapat naming gawin?.
Levy says
Hello, I suggest that you need to go to the nearest SSS office and tell them your concerns. Thank you!
ronnie tenorio says
hello can i ask how can check my contribution in SSS
Wilson P. Endaya says
nais ko pong mlman kung pwede po akong mk-avail ng condonation program sss # ko 50459920.gusto ko png mbayaran ang aking salary loan nuon png 1997,wla pang khit isang hulog..gusto ko rin pong mlaman kung mgkano ang kylangn kong byaran kung pkpsok ako s condonation program?..salamat po.
Levy says
please visit a SSS branch near you for more information. Thank you!
Jane says
Nag loan ako nung 2006 pa at hindi ko na nabayaran dahil nag abroad ako. Pagbalik ko dito sa Pilipinas, hindi na rin ako nagkatrabaho kaya hindi na nahulugan yung SSS ko. Nag apply ako ng loan condonation sa SSS Pasay mismo kaninang umaga. Binayaran ko yung 3 months contribution pati penalty. Anong mangyayari pagtapos nun? Hindi ko kasi natanong sa nag assess sa akin kasi nagmamadali sya dahil madaming tao. Itutuloy tuloy ko lang ba paghuhulog ng contribution (Php520.00 as voluntary member) at automatic na mababawasan na din ang utang ko? Hindi ko rin alam kung hanggang ilang taon ako magbabayad. Wala ako masyado idea basta inisip ko kelangan ko mag apply ng condonation para mabayaran ang utang ko. Thanks in advance sa reply mo. God bless 🙂
Levy says
hi please visit the nearest SSS center in your place. They are the right people to answer your concerns. Thank You!
JCOB says
hello po,share ko lng po bout sa SSS ng father ko…last week nagbayad po cya ng 3mnths contribution and penalty nsa 1500 pesos din po ang binayaran niya,,,then pinabalik po cya ngyon para mabayaran ung loan niya na 14,000 pero ang nakakagulat 17thou po ang hinihingi sa kanya ung nadagdag na 3thou is interest daw po un so nasaan ung sinasabi nilang condonation eh may interest parin tapos di ka pa makapagtanong dahil laging nagmamadali….hayyy mdyo naguguluhan na po kami at masakit na cya sa ulo….naway matapos din ng maayos ito God Bless po 🙂
claire says
pwede ko pa po bang mahulugan ung mga months n hindi ko nahulugan? pag kasyahin ko sa isang quarter ang pagbabayad?
Levy says
Hi dear, please visit any SSS office near you and tell them your question. Thank you for dropping by 🙂
Lori says
Hi,
Meron po bang may alam kung anong pwede gawin kapag late nakapag bayad ng sss contribution?one day late kc ako ng payment. July-Sep yung binayad ko pero nakita ko na pumasok yung payment for Oct-Dec na..
Thanks
Levy says
Hi Lori,
I suggest that you visit any SSS branch near you. Di ko kasi masasagot tanong mo
Nhel says
Hi, how many days po ang posting ng SSS loan payment? I pay directly sa SSS branch.
Thanks.
Levy says
not sure po. Please call the SSS centers near you and tell them your concern.
agi says
Hi gud pm po,matatapos ko na bayaran yung utang ko sa sss under condonation ka,this coming march 2013,kailan uli ako pwede mag avail ng panibagong loan..thanks po.
Orly says
what’s the use of this comment if U always telling them to call or go to the sss office?
Levy says
Hi Mr. Orly,
I am not from SSS office nor connected to SSS, so I can’t answer all the inquiries/comment in my blog. I posted that article only to tell my readers that their is an SSS Condonation program. I even posted their that I will go to the SSS office to ask them myself about it. This is my personal blog and NOT an SSS website.
Hope you understand
sunshine says
natawa naman ako kay Mr. Orly. Blog po ito ni Ms. Levy and anything that she wanted to write po eh pupwede. Hindi po ito SSS site or blogs, kaso na topic niya kc nga na experience niya and she wanted to share the same thing she did, to us. it so happen lang na maraming nagtatanong sa kanya about it, na parang they thought she is FROM SSS. Lalo naman ata kayong magagalit sa kanya kung magpa as if siyang me alam, hindi po ba?
sunshine says
Ako man ay may salary loan sa SSS ng P24,000 noong Sept. 2009 pa (nasa Call Center pa kasi ako noon kaya malaki ang take-out ko). Never kong nabayaran ito since then pati ang contribution, and the last time (that was yesterday) i checked my online accnt sa SSS eh it ballooned to almost P36,ooo na. haissttt.. my husband also has his own utang sa SSS, almost the same year din, so baka anlaki na rin yun, hehehe.. We’re both OFW po and we’re planning to pay MY SSS loan at hayaan ang sa kanya then yung PAG-IBIG naman niya ang magpapatuloy while yung sa akin ang diko na babayaran. Or vice-versa. what you think? 🙂
Levy says
ang alam ko may condonation program ang SSS every year sayang naman ang penalty mo (ang laki na). Hindi din umabot yung application ko last year, kasi hindi ko naasikaso pero sana this year meron ulit para makapag apply tayo 🙂
Sunshine Reyes says
Before i went on vacation last Sept, our embassy told me abt the condonation program, and umabot pa ako nun (Sept. 13 was my flight). I told them i will grab the opportunity but when i was in the Phils already, lahat ng plano nabago since i only have 30 days leave :/
Now that i’m back here, mahal naman ang charge kung ima-monthly ko ang bayad…
and Yeah, P11,000 is P11,000 din.
pinky grospe says
oo nga, i hope and praying magkaroon pa uli ng condonation kasi yung binayaran ko nung last year di me nakapag bayad ng 2 beses forfitted na pala yung binayad ko nung una, di ko kasi naharap dahil di me makalabas ng bahay,,,
sbagay wal naman im[posible sa Diyos eh , kaya niya na utusan si pres nonoy n MAGKAROON ULI NG CONDONATION THIS COMING YEAR 2014….. WE NEED TO PRAY FOR IT…..
Rictuozenfra says
parehong pareho tayo ng experience Shine..
24k din ang principal amount ko and deym it’s skyrocketed to 38k na rin ngayun
sana magkaraon na uli for this year 2013 ng condonation program
rose p. says
hi, ask q lng po, mron p po b sss condonation program this 2013?
Levy says
wala pa din akong balita pero sana meron. I will update you once nalaman ko kung meron 🙂
rose p. says
ok, tnx po
jo says
i have salary loan last 2008 but then was not able to pay it coz i worked abroad. Sept 2009 i came back working here in the phil but i was only able to continue my monthly amortization for my loan last March 2012 including the interest and penalty. while my company is deducting monthly payment on my salary, I applied for condonation last Sept 2012 but was not able to fully settle the balance. now I only have almost P3000 outstanding balance and I am planning to settle it in full expecting that i can avail of the salary loan again only to find out that I cant becuz my name was tagged who avail of the condonation program. I went to SSS pasay and told me to go to the main office and write a letter asking to untagged my name in the condonation program, is this correct?
Levy says
Ms. Jo, I am glad that you had the chance to avail the condonation program (buti ka pa). I think you should follow what SSS Pasay told you, since sila nakakaalam kung ano dapat mong gawin. Good luck 🙂
Alona says
Hello po!
I have a question. Ang papa ko po ay may contribution sya sa SSS noon nung may trabaho pa sya. Pero matagal na masyado maybe almost 10 years na siguro na hindi na sya nakapagbayad. Okay po ba na magbayad sya ulit? Makakaavail ba sya ng any loan or benefits from SSS?
Answer is much appreciated!
Salamat
Baby says
hello po… pa update din po ako kung meron condonation program 2013.Nag aabang din po ako this year.
salamat po
Levy says
I will let you know pag may balita ako
armando g. alalid says
paki update po ako ngaun 2013 para maka pag avail po ako ng loan condonation.
Levy says
wala pa po akong balita
Joi says
Hi!I would like to know if possible ba na maka apply ng educational loan if may existing pa akong salary loan??and what are the qualifications ?..i tried to access my online sss accoutn I can’t find anything that will help me understand the sss educational lona program..Can you educate me ,thanks 🙂
Levy says
Thank you for dropping by here, as I have said this is NOT a SSS Website and I don’t work at SSS. I suggest that you visit any SSS branch near you and tell them your concern.
remedios escalante mapagdalita says
paano kopo malaman kung na approve ang educational loan ng anak ko na inapply ko , sa SSS?
may stub naman pong binigay at sabi hintayin konalang kung may tseke na.salamat po.
Joselito B. Reyes says
Hi! Ask ko lang kung kailan ang condonation program nyo?
Levy says
this is not the official SSS website sir.
Rictuozenfra says
I saw in this site
http://balita.ph/2013/04/11/sss-exec-says-no-more-loan-condonation-for-delinquent-members/
-”It’s not on a regular basis. Last year is going to be the last,” he stated.-
So was it mean wala na ba talaga tayo maasahan another condonation program for the coming years? That we need to start paying our obligations or else, la-laki lalo ang utang natin?
Do you guys start paying it or you’re still hoping for another condonation program?
wenefredo. b. cortez says
I WOULD TO KNOW MY CONDONATION CONTRIBUTION STARTED OCTOBER 2012 UP TO APRIL 2013. MY SSS.NO. 03-4884429-0
Levy says
this is NOT the SSS official website. This is a personal blog sir. Visit the nearest SSS center in your area and tell them your concern. Thank You!
Joan says
hi mam…i just want to know if i can have my loan in sss though i only have 29 monthly contributions..thank you and god bless
Mirasol lalang says
kaylan po ang next condonation for 2014?
Rictuozenfra says
guys, any idea if there’s plan for next year 2014?
GEMMA P. DEVERA says
ask ko po kung kailan po kayo magkakaroon ulit ng condonation program because i would like to apply my previous loan last 2002 pa po….please inform me if magkakaroon pa po kayo ngayong 2014 para mabayaran ko na rin po aking previous loan…..
thank you very much po and more power….